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Help, I Need to Get the Cosigner Off My Car Loan!

how to get a cosigner off a car loan

We’ve had many readers write in after a divorce and ask how to split their assets with an ex-spouse. One of the most common questions is how to remove an ex or another cosigner from a car loan and title. Here’s how to go about it.

What’s the Role of a Cosigner?

It can be challenging to remove a cosigner from a loan. To gain a better understanding of why, let’s look at why a cosigner is used at all. Essentially, a cosigner is needed when the borrowers own credit and/or income isn’t enough to qualify for the loan by himself or herself. The cosigner, presumably, has stronger credit and income, and is required by the lender or creditor to help guarantee that the loan will be repaid.

Loans involving a cosigner include a cosigners notice. The notice asks that the cosigner guarantee the debt. This means that if the original borrower fails to make payments on the debt, then the cosigner becomes responsible for the balance. The cosigner then is obligated to make payments until the debt is paid when the borrower can’t.

Co-signing a loan is risky for the cosigner, because it can affect the cosigner’s credit if the borrower doesn’t satisfy the debt and the cosigner has to take over. The debt can ultimately affect the cosigner’s credit scores and access to revolving credit, such as credit cards.

Before co-signing a loan, a cosigner should be sure that he/she is able to comfortably take on the monthly payments if it comes to that. The cosigner should also make sure he/she doesn’t need to get a loan of his/her own over the course of the cosigned loans terms.  Cosigning on the borrower’s debt will affect the cosigner’s overall credit utilization and ability to secure other credit opportunities in the meantime.

Now that you know the role of a co-signer let’s look at what you can do to remove them from a car loan if needed.

Refinance the Car Loan to Get the Cosigner Off

You may be able to refinance a car loan in your own name to get your cosigner off the loan. In essence, you’ll buy the car from your ex-spouse and go through the car buying process again.

The spouse who is responsible for the car loan payments, the primary signer, should ideally assume credit liability for the loan. It’s a also good idea to go through this process right away, regardless of what your divorce decree states.

Divorce decrees (or court orders) don’t release either person from his/her obligations under the original contract of the loan. That means that if you and your ex-spouse have a joint account, like a car loan, and if the spouse who is supposed to pay doesn’t, the negative credit history will end up on both of your credit reports, and those late payments will damage both of your credit ratings. In fact, the other person may not know about the unpaid account until a collection agency calls.

Removing your ex from the car’s title, if the car already paid for, is similar and requires working with the Department of Motor Vehicles (DMV). You’ll both need to sign a change of title/vehicle ownership form and return it for processing. You can check online or call your state’s DMV for details and forms.

In some states you can file a transfer of title between family members, if the divorce has not been finalized yet. A transfer of title lets you avoid getting any needed inspections or certifications and paying taxes on the vehicle based on the purchase price. (If you live in the state of California, for example, research changing vehicle ownership versus transferring a car title.)

See if You Have a Cosigner Release Option

Some car loans include conditions that remove the cosigner’s obligation after a specified number of on-time payments are made by the primary borrower.

If you’re unsure if this is an option, talk to the lender and check any loan documents you have. The cosigner release option is probably one of the easiest methods of taking a co-signers name off a car loan.

Pay Off the Loan

Another option to get a cosigner off a car loan is to pay off the loan either directly or by selling the car. If you sell the car, you can use the money to pay off the loan. With luck, the sale value of the car will be sufficient to cover the remainder of the loan.

Be aware that if you are the cosigner, and the primary borrower fails to make payments, you can likely seize the asset and sell it.

This article was originally published February 20, 2013, and has since been updated by another author.

Image: iStockphoto

The post Help, I Need to Get the Cosigner Off My Car Loan! appeared first on Credit.com.

Source: credit.com

How to Kill Bathroom Mold: 8 Methods to Try

So, it’s happened. You’re in the shower and you spot it — mold. What do you do now? It’s tricky to know how to kill mold in a safe way and make sure it doesn’t come back. Luckily, there are several ways to ensure your apartment is clean and mold-free. Here are multiple ways you can kill mold.

Understanding what causes mold

Before you can kill the mold in your apartment, you have to know what caused it. Mold can occur in a couple of different ways:

  • Lack of or poor ventilation that causes moisture to linger in the air
  • Faulty plumbing like leaking sinks, faucets or drains
  • Damp materials like rugs, towels, wallpaper, grout or drywall that never completely dry

These are the most common ways mold forms in your apartment. Now that you understand the different ways mold can grow, you can identify what caused the mold in your apartment and choose the best tip to prevent and kill it.

How to kill mold in your apartment

It’s recommended that if the affected, moldy area is larger than 10 feet or if you notice mold is growing in your apartment’s insulation, you should call a professional. However, if it’s a small area and the mold is already there, you need to get rid of it.

Here are some mold-prevention tips to make sure mold never inhabits your apartment and living space again.

1. Use or install a bathroom fan

bathroom fan

Use the bathroom’s ventilation fan while you bathe and leave it on for 30 minutes after you get out. If you don’t have a ventilation fan, think about installing one. The fan can help suck the moisture out of the air so it doesn’t linger and lead to a mold infestation.

Another tip on how to kill mold is to keep down the humidity in your home. Fans and dehumidifiers can help improve ventilation in the space, therefore reducing moisture that can cause mold.

2. Organize your bathroom products

shampoo bottles

Yes, organization can actually help keep your space safe and mold-free.

When you leave things like shampoo, body soap and bath toys on the side of the shower without ever removing them, water gets stuck underneath allowing mold to grow. By frequently adjusting their placement and cleaning underneath them weekly, you can reduce the risk of mold growth in your bathroom.

3. Apply tea tree oil

tea tree

Not only does tea tree oil have a nice smell, but it’s also a great way to get rid of and kill bathroom mold. Simply mix one teaspoon of oil and one cup of water. You can either pour the mixed solution into a spray bottle or pour it into a bowl and dip your scrubber into it. Scrub the moldy area with the mix to remove the mold.

Once the area has been cleaned don’t rinse it with water as it’s best to let the mixture sit to prevent future mold from growing. Note, when buying tea tree oil for mold removal, make sure it contains melaleuca alternifolia in the ingredients.

4. Clean with vinegar

vinegar

Vinegar is an effective, non-toxic way to get rid of mold. If you go with this method, here’s how to use it. Pour white vinegar into a spray bottle and make sure to not dilute it with water. Spray the affected area with the vinegar and let it sit for one hour.

If you have windows in the area you’re cleaning, it’s best to leave them open for ventilation. After an hour, use hot water to wipe the area clean. Finally, dry it off completely as mold thrives in damp places.

5. Use baking soda

baking soda

Baking soda is another option if vinegar isn’t for you. Not only does it kill mold but it absorbs moisture. This is a great option if you have pets as it isn’t harmful to animals.

Mix a quarter of a tablespoon into the water and pour it into a spray bottle. Spray the area and scrub the mold away, then rinse the area with hot water. Finally, you can spray the area again and let it dry to prevent future mold.

6. Sanitize with bleach

cleaning with bleach

Bleach is a good way to get rid of mold on nonporous surfaces, however, it’s not recommended to use bleach on surfaces such as wood. Make sure when using bleach that you take all the safety precautions, such as wearing gloves and having proper ventilation. Remember to never mix bleach with any other cleaning solution as it can cause toxic fumes.

The most effective way to use bleach to kill mold is to mix one cup of bleach with a gallon of water. Spray it onto the affected area, let it soak and scrub that nasty mold away. When you’re done, rinse the area down and dry it completely.

7. Scrub with borax

scrubbing with borax

Borax can be found at most grocery stores in the laundry detergent aisle and is a great option to get rid of and kill most molds in your bathroom. Mold Help for You has a great recipe for a borax solution to kill mold that’s easy-to-make and effective.

8. Clean using hydrogen peroxide

hydrogen peroxide

Hydrogen peroxide is easy to find and easy to use to kill mold. All you have to do is spray the area with it and let it sit for 10 minutes, then scrub the area and rinse with hot water.

Getting rid of mold for good

Mold is never a welcome guest in your home or bathroom. But with these cleaning solutions and tips on how to kill bathroom mold, you’ll be prepared and ready to attack and kill next time it strikes.

The post How to Kill Bathroom Mold: 8 Methods to Try appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

10 Things You Need to Know before Buying a Car

Buying a new or used car can be an intimidating experience. Many car salespeople may pressure you to leave the lot with a purchased vehicle, so it’s crucial you’re armed with information about the cars you are interested in, the budget you can afford, and the value of your trade-in—if you have one. With these details, you have all the tools you need to negotiate properly.

Here are 10 tips and strategies for making sure you get the best-quality vehicle at the lowest price.

1. Think about Financing

Prior to visiting any dealership, have a sense of what kind of deposit you can put down and what monthly payment you can afford. It also helps to do some research on available auto loans to get a sense of what you qualify for. Or try a service like AutoGravity, which allows you to select rates and terms that fit your budget and then obtain offers from lenders.

2. Check Your Credit Score

Knowing your credit score can be helpful as well. Justin Lavelle, chief communications officer for BeenVerified, says, “Having a good idea of your credit report and credit score and the interest rates available can help you negotiate a good deal and save hundreds, if not thousands, of dollars.”

3. Shop Around

Research the cars you might be interested in before you head to a dealership, rather than going in unprepared. To determine what kind of car you want, use resources like US News Best Cars, where you can search anything from “best cars for families” to “best used cars under 10k.” Another resource is Autotrader, which can be used to search new and used cars in your area by make, model, price, body style, and more.

4. Compare Prices

Lavelle also stresses getting detailed pricing info in advance: “Price the car at different dealerships and use online services to get invoice and deal pricing.” A reliable tool is Kelley Blue Book. Use the site’s car value tool to find out the MSRP and the dealer invoice of a car as well as a range of prices you can expect to see at dealerships. TrueCar is also helpful to use. You can search for and request pricing on any make, model, or year of car. You may get a slew of phone calls, emails, and texts from dealers immediately after, but having information from different dealerships can help you negotiate prices. You should also visit dealer sites to look for rebate offers.

5. Research Your Trade-In’s Value

If you have a trade-in, don’t wait for the salesperson to tell you what it’s worth. On Kelley Blue Book, you can get a sense of the value ahead of time so you know if you’re receiving a good offer. Or try the Kelley Blue Book Instant Cash Offer feature, where dealers will give you a guaranteed price for a trade, eliminating complicated haggling at the dealership. 

6. Test Drive Potential Purchases

You may want to pass on the test drive if you’re familiar with a particular make and model, but Lavelle recommends taking the time to do it anyway. “It is a good idea to inspect the car and give it a good test drive just to make sure all is working and there are no noticeable squeaks, rattles, or shimmies that could cause you headaches after your purchase,” he says.

7. Look at Car Histories

Before selecting dealerships to visit, search for consumer reviews so you can avoid having a bad experience. However, Lavelle warns that just because a car sits on a reputable, well-reviewed lot does not necessarily mean that the car is issue-free. So he recommends digging deeper, especially for used cars. “Services like CARFAX represent that they can tell you about the car’s life from first purchase forward, so that might be a good place to start,” he says. He also recommends checking the title, which you can do online via the DMV.

8. Find Repair Records

In addition to checking the repair history on the specific car you are interested in, Autotrader suggests looking up the repair record of the make and model. “Check J.D. Power and Consumer Reports reliability ratings to see if the vehicle you’re considering is known to be a reliable one,” the site states. It also recommend Internet forums and word of mouth.

9. Spring for an Inspection

Autotrader also suggests telling the seller you require an inspection from a mechanic before purchase to ensure there aren’t any problems. “While a mechanic may charge $100 or more for such an inspection, it can be worth it if it saves you from thousands of dollars in potential repairs,” it recommends. Some sellers may try to dismiss a mechanic’s inspection. Don’t give in—the seller could be covering up a serious issue with the car. Insist an inspection is done, or rethink your purchase.

10. Know Your Rights

For any new or used car, take the time to get familiar with the warranty package and return policies. Do you need to supplement the warranty? Are you familiar with the lemon law in your state?

Shopping for a car can be frightening, but with the right research and preparation, you won’t have any regrets. Use the tips and resources above, and snag a free credit report from Credit.com so you know what kind of financing you can expect.

Image: istock

The post 10 Things You Need to Know before Buying a Car appeared first on Credit.com.

Source: credit.com

How to Clean Grout: 5 Steps to Sparkling Tile

Grout is a construction material that is used to fill the space between tiles, and with normal wear and tear it tends to get pretty dirty. Since it’s typically a lighter color and has a porous competition, grout is particularly prone to showing dirt, mold and stains. The good news is that it’s not difficult to clean grout, and in several steps, you can have sparkling tiles once again. Below you’ll find step by step instructions for how to clean grout and learn how to keep it clean long-term.

How to clean grout

Cleaning grout just requires a good grout cleaner, a scrub brush and a little elbow grease. So throw on a pair of rubber gloves — especially if you’re handling chemicals — and let’s get started.

Step 1: Remove surface dirt

scrubbing grout with brush

Scrub the grout using warm water and stiff-bristled brush to remove as much surface dirt as possible. If you don’t want to invest in a special grout brush, you can always use a scrub brush or even an old toothbrush.

Step 2: Mix a cleaning solution

spoon full of baking soda

Purchase a commercial grout cleaner or make a homemade cleaner.

One proven DIY cleaner is made from two parts baking soda and one part hydrogen peroxide. Try adding a teaspoon of dish soap to this mixture to help cut through extra greasy grime.

You’ll want to avoid acidic cleaners as they can dissolve or pit the grout as well as oil-based cleaners, which can leave a film that will attract dirt.

Step 3: Apply the cleaner and let it sit

brushing cleaner on floor with broom

Pour the commercial or your DIY solution over the grout, and depending on what cleaner you use, let it sit for about 10 minutes.

Step 4: Scrub the tile

gloved hand scrubbing grout

Use your brush to scrub the tile again. Since the grout is porous, make sure to scrub hard so that you reach the tiny spaces dirt and grime may have seeped into.

Step 5: Rinse away the cleaning solution

woman mopping floor

Wash away the cleaner with a mop or wipe clean with a damp cloth.

Best DIY grout cleaners

There are a handful of DIY grout cleaners that you can make from just a few ingredients you likely have on hand. If you don’t feel like venturing out to the store, try making these grout cleaners at home.

  • Baking Soda and Water:
    • Mix equal parts to create a paste
    • Scrub directly on grout
  • Baking Soda and Hydrogen Peroxide:
    • Mix two parts baking soda and one part hydrogen peroxide
    • Let it sit on grout for 5-10 minutes, then scrub and rinse
  • Baking Soda, Hydrogen Peroxide and Dish Soap:
    • Mix 1/2 cup baking soda, 1/4 cup hydrogen peroxide and a teaspoon of dish soap
    • Let it sit on grout for 5-10 minutes, then scrub and rinse
  • Heavy Duty Cleaner:
    • Mix 1/2 cup baking soda, 1/3 cup ammonia, 1/4 cup white vinegar and 7 cups warm water
    • Apply to grout and let sit for 5 minutes, then rinse

Additional grout cleaning tips

Everyone has their own method for cleaning, but these additional tips will help ensure that your tile stays in optimal condition.

  • Clean grout regularly — weekly or biweekly — to prevent the buildup of mildew, dirt and mold
  • For frequent cleaning, you can create a natural solution using two parts baking soda and one part water instead of hydrogen peroxide
  • You might also consider applying a grout sealer. It’s easy to apply and is water-resistant, so it will repel moisture and prevent mold and water damage.

Although cleaning can be tedious, sticking to a regular cleaning schedule will help keep your apartment beautiful and functional. Visit our blog for more cleaning and maintenance tips.

The post How to Clean Grout: 5 Steps to Sparkling Tile appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

What Happens When You Pay Off Your Car Loan?

A man wearing sunglasses drives his car.

According to the Consumer Financial Protection Bureau, around 2.3 million car loans originate every year. Car loans can take years to pay off. So when you finally pay it off, you might be wondering—now what?

What happens when you pay off your car? What should you do with the money you were previously putting towards your monthly payments? We’ve got a few ideas, but keep in mind that everyone’s finances are different. So while our suggestions might work for some people, they probably won’t work for everyone.

What to Do When You Pay Off Your Car

Firstly, paying off your car loan is a huge accomplishment. So congratulations! Paying off any loan isn’t always easy. And now you finally own your car, which is a pretty big deal.

Luckily for you, the hard part is over. But there are still a few steps you should take after you pay off your car.

1. Get Your Car Title

You usually don’t have to take action for this step. In most states, your lender notifies the Department of Motor Vehicles—or BMV or other equivalent entity in your state—of the title change. Once the paperwork clears, the title is mailed to you.

There’s not much for you to do except keep an eye on the mail. If you don’t get your title a few weeks after paying off your loan, call your lender. You’ll need the title if you ever want to sell your car or use it for collateral when applying for credit.

2. Reconsider Your Finances

If you’re paying off a vehicle and not planning to buy another with a new loan, you’ll have a little more extra room in your budget. In 2019, new car buyers committed to an average monthly payment of around $550. So when you pay off your car loan, there’s a good chance you’ll have an extra $300 (or more) per month.

You might be tempted to splurge on fun stuff or to make large purchases you’ve been putting off. But unless your transportation situation is radically changing soon, you’ll always need a car. And that means you’ll eventually need to pay for the next one.

Plus, owning a car is expensive—even if you’ve completely paid it off. You’ll have to your oil changed, new tires and much more. And that’s just regular maintenance. If you get in even a minor accident, you could have a major repair expense on your hands.

That’s why it’s a good idea to put that some of that extra money in savings. If you end up getting a new car eventually, you can pay for all or part of your next vehicle with cash. That reduces how much you have to finance, which can significantly reduce the total cost of your next vehicle. Another option is to use the money to continue to pay down other debt to put yourself in a better financial situation in the future.

It’s also worth putting part of that cash in your short-term savings. You could easily dip into those funds if you need to get any work done on your car. But whatever you plan to do with the money, take the time to look at your personal budget. That gives you a chance to see exactly where this extra money might make the most difference.

3. Notify Your Car Insurance Company

Notify your car insurance company when you’ve paid off your loan so you can remove the lien holder from your policy. You don’t need to wait until you have the title in your hand to make the call.

This step is important because if your financed vehicle were totaled in a wreck, the insurance payment would go to the lender. Once you’ve paid off the car and own it outright, the payment goes to you.

4. Consider Any New Insurance Options

Most states have requirements for what type of coverage you must carry on your car. At minimum in most states, you need bodily injury and property damage liability that will cover the losses of other people if it’s caused in a wreck that is deemed your fault. There are some exceptions to those requirements, though.

But your lender will likely require additional insurance coverage until you pay off the loan. Many lenders require you to also carry comp and collision coverage. This is the part of your insurance policy that pays for damage to yourvehicle if you get into an accident that is deemed your fault.

Lenders require this extra coverage to protect their investment. They want to know that if your car is totaled, they can recover the value that you owe them. Once you pay off the loan, whether or not you carry this level of coverage might be your choice.

Talk to your insurance agent to find out what your options are and if you can save money by changing your insurance coverage. Just remember that if you drop this coverage and get into an accident, you may have to cover the costs of repairs or a new vehicle on your own.

You can also check rates for auto insurance online. In addition to saving money on your monthly vehicle payment, you may be able to save a lot on your insurance coverage.

Check out auto insurance rates today!

Does Paying Off Your Car Loan Early Hurt Your Credit?

To get out of debt or change your current car, you might decide to pay off your car loan early. Your credit isn’t penalized by making early payments on debt. However, paying off an entire account can cause a small dip in your credit score temporarily. That’s because open accounts with a positive payment history impact your score more than closed accounts with positive payment histories.

Your wallet might also take a small hit depending on how your loan is structured. Find out if your loan includes any penalties for paying off the principle early before you make a decision to go this route.

The post What Happens When You Pay Off Your Car Loan? appeared first on Credit.com.

Source: credit.com

4 Questions to Ask Yourself Before Leasing or Buying a Car

When you’re looking for a new car, it can be difficult to decide whether buying one outright or leasing one for a period of time makes more sense. It’s true that cars only go down in value the longer you own them, but there are still some solid arguments for owning one outright rather than essentially renting one.

Car-related decisions can be stressful, and there’s a lot you need to know before buying or renting, but don’t worry. If you’re in the market for a new car and aren’t sure which way to go, you can use the following questions to help you make the best decision for your situation.

Question 1: How Much Will I Be Driving This Car?

If you only need a car for weekend adventures and plan to use public transportation or to carpool during the week, then leasing might be the better option for you, if you can get a good deal. Most lease contracts come with stipulations on how many miles you can put on the car while you’re using it, but if you’re only using it for a few quick trips each week, you likely won’t come close to hitting that mileage mark. Still, you’ll want to pay close attention to that number if you do end up going for a lease. Always ask what happens if you go over the mileage count, since the penalties can be steep. On the other hand, if you have a lengthy commute to get to work and you need a reliable car to get you there—or you just aren’t interested in tracking miles—buying might be better for you.

Question 2: What Do I Plan to Use It For? 

You probably wouldn’t go into a car purchase intending to rough up the car, but stuff happens, so you’ll need to decide what you plan to use your car for to know if leasing is right for you. If you lease a car, the dealer generally allows normal wear and tear upon return at the end of your lease, but you’ll be charged extra if they think the car has been more weathered. Be sure to get the specifics from the dealership on what exactly they consider “normal” wear and tear, and if that doesn’t match your plans for the car—if you plan to off-road in the Colorado Rockies on most weekends, for example—it might be better to buy.

Question 3: How Long Do I Plan to Keep It?

One appealing thing about leasing a car is that most car leases end after three years—so you have the opportunity to upgrade to a new model every three years if you’d like. Of course you could buy a car and upgrade that way, but it can be harder to deal with the sale of a car than it is to just turn your lease back over to the dealer.

Question 4: How Much Can I Afford to Put Down?

Most lease agreements will come with lower down payments than buyer agreements have. In some cases, if you lease a car, you may even be able to negotiate with the dealer to skip a down payment altogether. (Keep in mind, though, that this will likely result in higher monthly payments.) Either way, if you really need a car now, and you don’t have the cash for a decent down payment, then going with a lease may put you in the driver’s seat faster than if you waited to buy a car.

Buying a car is a very personal decision, and whether you lease or buy will be determined by a number of factors. At the end of the day, buying a car is almost always the cheaper option if you need a car for the long term, but signing up for a short-term lease can be a solid option depending on your needs. Putting in a little bit of extra thought before searching for your next ride can ensure you make the right decision.

Whatever move you decide to make, be smart in how you approach car buying or leasing. Don’t forget that having good credit will improve your car-buying experience, so before you make car-related decisions, check your credit and see where you’re at. You can always check your credit for free at Credit.com.

Image: istock

The post 4 Questions to Ask Yourself Before Leasing or Buying a Car appeared first on Credit.com.

Source: credit.com

10 Under Sink Storage Solutions You Need in Your Life

Keeping your house organized is no easy task and the space under the sink is no exception. It’s often easy to forget about the storage under the sink as it’s mostly covered and hidden.

However, it can and should be just as organized as any other part of your house. Here are 10 under the bathroom sink and under kitchen sink storage ideas.

Under kitchen sink storage ideas

The kitchen is one of the most used rooms in any house or apartment. The only thing that makes a kitchen more enjoyable is when it’s clear of clutter, under the sink included.

Here are some clever under the kitchen sink storage ideas for you to try.

kitchen sink storage

1. Hang bottles with tension rods

Tension rods are one of the best under sink storage solutions. They can be used on virtually every surface and also can be fitted to almost any size area. Once they’re in place you can hang cleaning supply bottles from them to free up space from the bottom of the cabinet.

One of the best things about tension rods is they’re not permanent and they can easily be removed and reused through the house.

2. Use file holders to add storage

File holders aren’t just nifty organizers for the paper on your desk — they make great storage for under your kitchen sink. They’re pretty inexpensive and easy to find at your local paper store or Target.

All you have to do is adhere them to the inside of the cabinet door and you’ll have yourself some extra storage. It’s a great place to put extra towels, dish brushes or sponges for easy access.

3. Organize with bins

When organizing, you can never go wrong with a good old bin. They make a great space to neatly organize and group everything into their own neat place. Once everything has its place you can easily stack them to create even more cleared up space.

Another tip is to label them so that you don’t have to waste time sifting through each one when you’re looking for one thing.

4. Expand storage with a Lazy Susan

Let’s all thank Susan for being lazy and inventing the lazy Susan. It’s one of the most helpful and fun storage hacks on the list. They come in a variety of sizes to fit under any cabinet and make finding what you’re looking for super easy. The best part is you just place all your supplies on it and you’re done!

5. Install cabinet towel holders

Similar to tension rods, cabinet towel holders offer extra space in your cabinet while keeping it organized. They’re very easy to find and even easier to set up and can be used in a variety of spaces around the home, including under your kitchen sink.

All you have to do is remove the packaging and attach the hooks to the door part of your cabinet. Once you’ve done that hang anything from them like cleaning supplies, extra towels and even your cleaning gloves.

Under bathroom sink storage

Similar to the kitchen sink, the bathroom sink is another space that can be difficult to organize. Fear not we’ve got you covered there, too! Here are some great tips for how to organize under your bathroom sink.

bathroom sink storage

6. Store hair tools with PVC piping

When you think of PVC piping under the bathroom sink, storage probably doesn’t come to mind. PVC pipes are a great way to store hair tools such as curling irons, flat irons and their cords. Since they come in a multitude of sizing, you can perfectly fit your tools to the pipe. When you have a perfect size the only thing left to do is attach it to the inside of the cabinet doors.

7. Declutter with sliding shelves

Sliding shelves are a great way to de-clutter under your bathroom sink. They create more space to store items, such as hair products and tools, toilet paper, etc. One of the best things about sliding shelves is the easy access to everything without having to dig through all your things.

8. Create extra space with cabinet door bins

Creating extra storage in small areas is a great way to accomplish all your organizing goals. One way to add extra space is to add cabinet door bins. They’re extremely easy to adhere and also can be removed easily when you’re done using them. They also hold quite a bit and are a great place to put your products, brushes, towels and more.

9. Utilize bins and caddies

As mentioned above, a bin or a caddy is one of the most useful tools to create a clutterless space. Get a large bin specifically for towels and toilet paper and they usually take up the bulk of under sink storage. Use smaller bins for other supplies and stack them to create ample, organized space.

10. Hang caddies over the cabinet door

Hair tools can take up a lot of space under your bathroom sink. One of the best ways to combat bulky hair tools is an over-the-door caddy. They make some specifically for hair tools that easily slip over the door for easy access and assembly.

Do’s and don’ts of under sink storage

You can store a number of items under your bathroom and kitchen sink. Although, there are some items more suitable for under sink storage than others.

under sink storage

Things to safely store under your kitchen sink

  • Sponges, cleaning brushes, gloves
  • Cleaning supplies, such as glass cleaner, dishwashing pods, soap. When storing cleaners underneath the kitchen sink, keep in mind who is in your household. If you have small children that enjoy exploring cabinets you may consider placing cleaners out of reach or adding childproof locks on the door. Another idea is to place all your cleaning supplies on a rubber tray in case of spills for easy cleanup.
  • Trash bags
  • Trash can
  • Recycling can

Things to safely store under your bathroom sink

  • Toiletries, such as extra toothbrushes and paste, deodorant, contact solution
  • Toilet paper
  • Towels
  • Hairstyling tools
  • First aid kit

Things to avoid putting under the kitchen sink

  • Bug spray
  • Oven cleaner
  • Lightbulbs
  • Food

Things to avoid putting under the bathroom sink

  • Jewelry
  • Medications

Organize under your sink

Organizing is never an easy task, however, with the right guidance, it can be a little easier. Use these under the bathroom and kitchen sink storage ideas to create a nice organized space for yourself.

The post 10 Under Sink Storage Solutions You Need in Your Life appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

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